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Ujumbe Group
In this Group: Felicite, Lablonde, Sulemani, Chantal, Adolphine, Mukulu, Sikujuwa, Judite, Birashurwa, H-Nakalonge, Luhere, Ruboneka, Kahindo, Hamuli, Bujikimu, Ntaganzibwa, Muhima, Maene, Sekabara, Kihundu, Katamule, Safi, Kasiwa
Our client Lablonde is a vendor. She is a member and the treasurer of the Ujumbe business grip. She is 30 years old, married, and the mother of two young children. Lablonde sells cement. She sets up her merchandise along the principal route of the town. She launched her business with a starting capital received from her husband, who works in public administration. Later on she obtained a loan from the Hekima microfinance institution. She has been in this business for five years. This new loans will allow her to buy three bags of cement. She would like to expand her business, build a house, pay for the clothing and nutrition of their children and prepare for their school start. Finally, she sincerely thanks Hekima for allowing female entrepreneurs, who lack access to traditional banking, to become financially autonomous, especially at this difficult time given the armed conflict in the east of the country.
View original language description ↓
La cliente Lablonde est une commerçante, trésorière et membre de l’association d’affaires « Ujumbe », entrepreneur, âgée de 30 ans, mariée et mère de 2 enfants qui sont encore gosses. La cliente est une vendeuse de ciment. Elle installe sa marchandise tout au long de la route principale dans la ville. Elle commença ses affaires par le premier capital reçu de son mari. Son conjoint est un fonctionnaire de l’Administration publique. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 5 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 3 sacs de ciment. Ainsi, elle souhaite étendre son activité, construire une maison, vêtir, nourrir ses enfants et préparer leur scolarisation. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique poste conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 10
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ujumbe Group's $3,175 loan helped a member to buy three bags of cement.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 21, 2013
Currency Exchange Loss:
May 17, 2014