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Amkeni Group
In this Group: Devote, Shayira, Malei, Justin, Nzanzu, Matembela, Malikewa, Bernadette, Kaghoma, Mwajuma, Sara, Habarugira, Kanane, Litamba, Mulisha, Syauswa, Kitavula, Habarugiri, Nyandui, Asenge, Antoinnette, Francine, Karume, Mufungizi, Kombo, Kalindula, Lydie, Jerome, Afsa, Musavuli, Nsimire, Kavono, Wa Ngoy
Our client Shayira is a vendor with 10 years of experience. She is 50 years old and the mother of eight children, seven of whom are already married and one is still studying. Shaiyra is a member of the "Amkeni" business association. She sells used clothing. She sets up her wares on the outskirts of town. She is seeking a loan from Hekima in order to grow her business. She would like to buy one bail of used clothing. Her husband is a cabinet maker. She launched her business with the loan received from her husband after the harvesting season. In the future, she would like to buy two motorbike in order to rent them out and to pay for all of her children's university studies. She thanks Hekima for supporting female entrepreneurs who do not have access to traditional banking by providing loans at at time when there is an armed conflict in the east of the country.
View original language description ↓
La Cliente Shayira est une commerçante d’une expérience de 10 ans, âgée de 50 ans et mère de 8 enfants dont 7 sont déjà mariés et 1 qui continue à étudier. La cliente est membre d’une Association d’Affaires « Amkeni ». Elle est vendeuse de friperie. Elle installe ses marchandises dans les périphéries de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 1 ballon de friperie. Son conjoint est un technicien de meubles (Menuisier). Elle démarra ses affaires avec le fonds reçu de son mari après récolte agricole. Dans l’avenir, elle souhaite acheter deux motobycks et les soumettre dans le transport en commun et scolariser tous ses enfants pour les études universitaires. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables en leur accordant de crédit pendant, ce moment de poste conflit dans la région de l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Amkeni Group's $5,150 loan helped a member to buy one bail of used clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2013
Listed
Dec 21, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2014