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Alfred
Alfred is a farmer living in Nyamira with his wife and four children, all of whom are of school-going age. He has been practicing farming for five years. He produces and sells milk, eggs and tea. He loves farming, as it gives him direct income from his produce. His major challenge is limited funds.

Alfred chose Juhudi Kilimo for this loan because the interest rate is affordable. During the training received, he learnt how to develop a culture of saving.

This loan will enable him to construct a dairy unit for his dairy cows. Then the cows will be in a better environment for producing more milk and thus, increasing his income base. This will put him in a better position to give his children better education and also improve his family's living standards.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1182
    View loans »
    Kenya Loans Fundraising
  • $40,486,000
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Alfred to construct a dairy unit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2013
Listed
Dec 22, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015