A loan of $6,000 helped a member to buy a small generator and a new sewing machine.

Afraah's Group's story

Afraah is a 35-year-old Iraqi widow. Since the death of her husband she is raising their 3 children alone, with the much needed and appreciated help from her family. With limited career options due to cultural restrictions and domestic constraints, Afraah is one of the many Iraqi women who is working from home, using her sewing skills to generate the income needed to meet the financial needs of the family.

She has been sitting by the sewing machine for 10 years now and has managed to perfect her skills and attract many customers interested in having dresses made for them or their children. Afraah appreciates the business of her customers and would like to continuously provide them with quality services from her home based workshop. She would like to improve her work conditions and increase her productivity, specifically focusing on her time management. It has been difficult to keep deadlines and work as she would have liked to due to the frequent power cuts and interruptions to the quality of the electricity. These unplanned and unforeseen interruptions have the general tendency to come at the worst time, putting orders and all work on hold. To avoid this she would like to buy a small generator and a new sewing machine. To be able to make these purchases she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Afraah, Zainab, Sabah

Loan details

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Loan details