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Pacwa Twimukye Group
In this Group: Yafesi, Siperito, Annet, Juliet, Esteli, Cyprian, Julius, Geoffrey, Deo, Joseph
Geofrey, age 34, is married with 5 children, ages 12, 10, 7, 5 and 3. Three of them are in school.

He brews local gin as his major income generating activity, and he has been doing this since 2003 to earn a living.

Geofrey has approached Ugafode for a loan of UGX.600,000 through his group of Pacwa to buy bananas for brewing more local gin (waragi), since the festive season which brings merry making is approaching and promises to pay after making profits.

His dream is to become one of the leading distributors of the gin in the Kibaale district, since he thinks this will raise his income and help all his children complete a formal education.

His main challenges are price fluctuations of the product and a poor road network.

The gentleman extreme right in a tie is the Ugafode credit officer.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 208
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,494.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Pacwa Twimukye Group's $2,175 loan helped a member to buy bananas for making the local gin.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Dec 22, 2013
Currency Exchange Loss:
Jun 17, 2014