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Norma is a Kubo Financiero client and here is her story:

Norma is 40 years old, married, and has two children. She works in a beauty salon that she started 18 years ago and she does haircuts, bases, nails, tweezing, tints, highlights, hairstyles, makeup, pedicures, manicures, and eye lashes. She is asking for a loan to buy beauty products because she thinks it’s important to offer more options to her customers to improve their images. Her main achievements have been growing her business, building a home, furnishing it, and having a comfortable life.
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Norma es una cliente de Kubo Financiero y esta es su historia.

Norma tiene 40 años, esta casada y tiene dos hijos. Ella trabaja en un salon de belleza que inicio hace 18 años, en el salón ella realiza cortes de cabello, bases, uñas, depilaciones, tintes, rayos, peinados, maquillaje, pedicure, manicure y pestañas. ella esta solicitando el crédito para comprar artículos de belleza pues piensa que es importante ofrece a sus clientes más opciones para mejorar su image. Sus principales logros han sido mantener y crecer su negocio, construir su casa, amueblarla y en general tener una vida cómoda.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $19,043,075
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Norma to buy beauty supplies.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 22, 2013
Currency Exchange Loss:
Jul 17, 2014