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Javier De La Cruz
Javier is a native of the town of Boaco, he is 43 years old, he is married and he has three children who are economically independent. He is a barber and he runs a barber shop, an activity he started many years ago, setting it in his first activity, a grocery store. He then decided to open a barber shop in his house, starting it with a razor and a plastic chair. He currently runs this activity that has provided him with a good income. His next goal is to keep on working with the loans in order to make his acuity grow. He is requesting a loan to buy a shaving razor, talc, towels, Gillette razors and other products, in order to provide a good barber service. He thinks the loan will be profitable, as it will increase his customers’ request, thus resulting in a good income. His plans for the future include improving the infrastructure of his house.
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Don Javier es originario de la ciudad de Boaco, casado y padre de tres hijos ya independientes. Tiene 43 años de edad. Es de oficio barbero, se dedica al negocio de barbería. Negocio que inicio hace varios años, con su primer negocio de pulpería. Luego decide poner un negocio de barbería en su casa; con una máquina y una silla plástica inicia su barbería. Actualmente, cuenta con este negocio el cual le ha generado buenos ingresos. Su meta próxima es seguir trabajando con el crédito para seguir creciendo con su negocio. Solicita el crédito para comprar: una máquina para rasurar, talcos, toallas, Gillette, entre otros, con el fin de brindar un buen servicio de barbería. Estima que el crédito será beneficioso ya que incrementara la demanda de los clientes lo que le generara buenos ganancias. Su plan futuro es mejorar la infraestructura de su casa.

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About Nicaragua

  • $3,636
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $23,498,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Javier De La Cruz to buy a shaving razor, talc, towels and Gillette razors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2013
Listed
Dec 21, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014