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Gloria Luz
Mrs. Gloria Luz M. is a 35-year-old married mother of a newborn girl. Her husband is a businessman. She and her husband sell clothing and cosmetics for a living because they are both unemployed and this opportunity for self-employment has thus far constituted their source of family income. They carry out their business by taking orders from home because their customers seek their services at their house. The idea to have her own business came out of a necessity to get ahead in life, which is why she dreams of being able to offer her child a better future, remodel her house, and with a little more support, set up a store in her house so that she and her spouse can run their business directly and serve their outside customers, such as the people from the markets and from the home sector.
View original language description ↓
Doña Gloria Luz M., tiene 35 años de edad, es casada, tiene una bebe de meses de nacida, su esposo es comerciante, la actividad economica de la señora es la venta de ropa nueva y cosmeticos actividad que desarrolla en conjunto con su esposo ya que ambos estan sin empleo y al ver esta una opcion de autoempleo a la fecha se ha constituido como su fuente de ingresos familiar. Su negocio lo lleva a cabo por encargo y en su domicilio ya que tiene clientes que le buscan en su casa, su idea de nogocio se da como una necesidad de poder salir adelante, por lo que su sueño es poder ofrecer un mejor futuro a su hijo, acondicionar su vivienda y con un poco mas de apoyo instalar una tienda en su casa de esta manera ella atenderia directamente el neogcio en casa y su compañero de vida atenderia los pedidos a sus clientes externos como son personas de los mercados, y del sector domiciliar.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gloria Luz work capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 29, 2008
Sep 15, 2008
Currency Exchange Loss:
Aug 15, 2009