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Xanim is 40 years old, married, and together with her husband she is bringing up 3 children. Xanim is happy with her children. She has a high school education. As a main source of income for her family, Xanim raises livestock, having started 13 years ago. Thanks to the hard work of Xanim and her husband, the homestead currently has one heifer, five sheep, and ten goats.

Also, on the territory of the house, Xanim has a small garden with apple and plum trees. In the autumn after collecting the crop, Xanim prepares jam and compotes for her family from apples and plums. The remaining portion of fruit and berries are sold. Their monthly income consists of about 200 AZN.

With the aim of further developing her homestead, Xanim turned to Aqroinvest CU and Partners for a loan of 2,000 AZN to buy sheep in order to increase their livestock headcount. She hopes for your kindness.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 19
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,550 helped Xanim to buy sheep to increase their livestock headcount.
72% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Dec 22, 2013
Currency Exchange Loss: