Joyce is 29 years old and married to Seth and with one child aged 3 years. She is a business woman who has been dealing in clothing sales since 2009 in Kagadi town where she resides.
She has approached Ugafode for a loan of UGX 3,000,000 to buy cosmetics, jewellery, and clothes, since there will be a high demand during the festive season. Her main challenges are seasonality of demand which is always high only in the festive season and low in other times.
Her dream is to grow her business and start importing clothes from other countries like USA and United Arab Emirates so that she can make more profits. She describes herself as trustworthy and hardworking.