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Agua Buena Group
In this Group: Delia , Mery, Matilde , Timotea, Lucila *, Ines , Rolando , Valerio
* not pictured

Update on Agua Buena Group

The members belong to the “Agua Buena” (“Good Water”) communal bank. This bank is located in the district, province, and department of Cusco.

Member Mery is married. She is 38 years old and has four children. She works in a beauty salon as a cosmetician. She cuts hair, does hair colouring, up-dos, etc. The member has been working there for a while and it is going well thanks to the effort she puts into her work every day. She also has her own grocery store, which her daughter helps her with. She wishes to be able to continue working in order to continue supporting her family.

She is requesting the loan for building her house.

The member whose photo is attached to the group photo asked permission to come late to the meeting due to work commitments.

The other members make a living from various businesses: printing, selling crafts, a grocery store, and selling animal feed.

The member thanks those who are part of her dream through this lending site and is committed to making her repayments on time.
View original language description ↓
Los socios pertenecen al banco comunal “AGUA BUENA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Mery ella es casada, tiene 38 años y tiene 4 hijos; La socia alterna sus actividades diarias dedicándose a trabajar en un salón de belleza como cosmetóloga, la socia realiza cortes de cabello, tintes, laceados entre otros, la socia lleva buen tiempo trabajando el cual le va bien gracias al empeño que le pone cada día a su trabajo, la socia a la vez tiene su negocio de tienda de abarrotes siendo su hija quien le ayuda con el negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para la construcción de su casa.

La socia que sale adjunta a la foto pidió permiso para llegar tarde a la reunión por motivos de trabajo.

Los otros socios se dedican al negocio de imprenta, negocio de venta de artesanías, negocio de tienda de abarrotes y negocio de venta de pasto.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members belong to the village bank “Agua Buena,” located in the district of Cusco. Delia, 64 year old, is unmarried and has two children. She has a business selling firewood and charcoal door to door. She works from 8 a.m. till 6 p.m. Delia has had this business for five years and it is go... More from Agua Buena Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Agua Buena Group's $5,150 loan helped a member to build her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 20, 2013
Currency Exchange Loss:
May 17, 2014