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Francis is a second time borrower, and is now applying for a loan of UGX 3,000,000.

He is a single man, and works for UGAFODE Microfinance Ltd as a cleaner. It is through his work that he has managed to buy a piece of land where he is putting up rental houses. He started constructing the houses using the first loan that he repaid well. He is applying for this new loan to take the rentals to another level, as shown by their progress in the photo.

Francis hopes that when the rentals are fully complete he will be able to earn more income from them. He has one major problem in that it floods whenever it rains heavily, but he is hopefull he will work on it given the loan amount applied.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,505.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Francis to buy cement and shutters.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 20, 2013
Currency Exchange Loss:
Sep 20, 2014