Marthe is a part of the Niyokindi group and lives in Bujumbura. She is 38 years old and married to Bernard, a cobbler. Together, they have six children between the ages of 2 and 20, of which five are in school. She has sold fish, tomatoes and spices for five years. She is on her fourth loan with Turame. With the KIVA loan that she obtains, she is going to increase her capital and buy a lot of fish, tomatoes, and spices to resell for a profit. In the coming years, she would like to buy a refrigerator and to see her students in school.
Marthe fait partie du groupe Niyokindi et habite à Bujumbura. Elle a 38 ans et est mariée à Bernard un cordonnier. Ensemble ils ont 6 enfants âgés de 2 à 20 ans, dont 5 étudient.
Elle fait le commerce des poissons, de tomates et des épices,… depuis 5 ans.
Elle est à son quatrième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de poissons, de tomates, et des épices,… à revendre, pour gagner plus.
Dans les prochaines années, elle voudrait acheter un réfrigérateur et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.