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Frank, a married man, has eight children. Driven by the need to provide for his big family and meet their basic needs, he opted to begin selling second hand clothes. He started this business in 1998, because the clothes were affordable and the demand was there.

With the profits, he has been able to build a permanent house for his family and to educate his children. He increased his stock with new clothes that were preferred by children. He will use the loan to buy a stock of clothes for selling during the festive season. In the photograph is Frank (on the right), his wife and the Ugafode credit officer (sitting down).

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,505.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Frank to buy clothes for selling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 9, 2013
Dec 20, 2013
Currency Exchange Loss:
Jun 26, 2015