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Jyldyzgul is 38 years old, married, and with her husband is raising four daughters. She also lives with her husband's parents. Jyldyzgul has a secondary education. As a main source of income for her family, Jyldyzgul raises livestock, having begun 16 years ago with a livestock purchase of 12,000 som KGS. Her husband helps her in caring for the livestock. The family is very friendly. The daughters are all in school and they help with the housework.

Jyldyzgul and her family have a lot of experience caring for livestock. Thanks to her hard work, Jyldyzgul currently has on her farm: four dairy cows, three horses, 15 goats, and 30 sheep. Monthly income amounts to 9,000 som (KGS).

With the aim of further developing her farm, Jyldyzgul applied to the microfinance bank Bai-Tushum and Partners for a loan - to buy stallions to expand her livestock count.

Jyldyzgul plans to invest income from the loan to further propagation of her domestic animals, and plans to save money for the further education of her children. Next year, Jyldyzgul will send her eldest daughter to college.
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Жылдызкул 38 лет, замужем, вместе с супругом воспитывают 4 дочек. Также вместе с Жылдызкул проживают пожилые свекр и свекровка. У Жылдызкул - среднее образование, в качестве основного дохода для своей семьи Жылдызкул занимается животноводством, стартовав 16 лет назад, с покупки скота на 12,000 сом KGS. Супруг помогает Жылдызкул в разведении скота. Семья очень дружная, дочери все школьницы, помогают по домашнему хозяйству. У Жылдызкул и ее семьи большой опыт в разведении скота. Благодаря упорному труду Жылдызкул, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 3 лошади, 15 коз, 30 овец. Ежемесячный доход составляет 9,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жылдызкул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку жеребцов для увеличения поголовья скота. Доходы от кредита Жылдызкул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей, на следующий год старшая из дочерей Жылдызкул будет поступать в университет.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,250 helped Jyldyzgul to buy stallions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 20, 2013
Currency Exchange Loss:
Jan 18, 2015