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Izahura Twimukye Group
In this Group: Charles, Justus, Geofrey, Alozio, Benison, Francis, Amos, Gad, Yoweri, Heziron
Charles is 45, and married with 6 children ages 10, 8, 6, 4 , 2 and 1. Four of them attend school, and he is in charge of paying school fees for them.

Charles is a farmer who grows maize, rice, and beans; he also deals in produce and charcoal to supplement his income.

Charles borrowed money through the group from Ugafode previously to invest in his business.

Charles says he was able to expand his farming project and expects more returns this year, and now Charles wants 1,000,000 shillings to buy more produce so that he can get more returns.

His dream is to complete his commercial buildings at the trading centre, however he is challenged with limited capital and poor weather.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 213
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,507.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Izahura Twimukye Group's $2,800 loan helped a member to buy agricultural produce.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 20, 2013
Currency Exchange Loss:
Jul 17, 2014