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Bibimuslima is a young, married woman, age 21. She lives in a village near the city of Vahdat. Bibimuslima is talented and capable. She knows how to sew women's national dresses of various fashions. She has an old sewing machine, with the help of which she sews herself these dresses.

Now, she has decided to start a sewing business and in this way to earn a living. To buy a computerized sewing machine and fabrics for sewing, she is requesting a loan, since her own savings are not enough. Bibimuslima will engage in this work at her home. She will be assisted by her daughter-in-law and her husband's aunt. She waits with hope for the support, since starting this business will bring a source of income.
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Бибимуслима молодая замужняя женщина, ей 21 год. Она живет в селе города Вахдат. Бибимуслима талантливая и способная. Она умеет шить женские национальные платья разных фасонов. У нее есть старая швейная машинка, с помощью которой она шьет себе эти платья. Сейчас она решила начать швейное дело и таким образом зарабатывать. Для покупки компьютерной швейной машинки и тканей для шитья она просит кредит, так как ее собственного сбережения не хватает. Бибимуслима будет заниматься этим делом у себя дома. Ей будут помогать ее сноха и тетя мужа. Она с надеждой ждет поддержки, ведь начав этот бизнес, у нее появится источник дохода.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 169
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Bibimuslima to purchase a computerized sewing machine and fabrics for sewing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 19, 2013
Currency Exchange Loss:
Jan 17, 2015