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Ana is applying for a loan of $1,000 to improve her business. She is single, and she opened her kiosk in 2013 with her own working capital of $200.

She is running a business in her house by selling sugar, salt, coffee, cigarettes, noodles, slippers, Fanta, shampoo, milk, eggs and bread. She is making a good income from her selling, and she wants to buy more stock with the loan.

She is living in a town near the main road, so many people come to buy, and she is selling every day. She is also has animals like goats, buffaloes, cows and horses.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 68
    View loans »
    Timor-Leste Loans Fundraising
  • $2,012,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana to buy sugar, salt, coffee, cigarettes, noodles, slippers, Fanta, shampoo, milk, eggs and bread.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 19, 2013
Currency Exchange Loss:
Nov 20, 2014