Tocte (Cuenca) Group
One of these members is Maria Aurora who enjoys these loans because they invoke a unity in their group, solidarity and the desire to meet their goals together. Maria Aurora is 63 years old, married and has 6 children from this union. Three of the children are married and live with their families. The three single ones work and help with the family's finances. Her husband works in agriculture. They live in their own house.
Maria Aurora has worked in agriculture all her life. They consume the product in their home. She also raises pigs, guinea pigs, chickens and milk cows. The money from the loan will be used to buy fertilizer for her fields and feed for the animals. Her goal is to have more animals.
Una de las socias de este grupo es la Señora. María Aurora, le gusta esta forma de créditos porque les inculcan a la unión del grupo, a la solidaridad y esperan cumplir sus metas en conjunto.
La Señora María Aurora tiene 63 años de edad, está casada y en su unión conyugal ha concebido 6 hijos tres de sus hijos son casados y viven independientes, sus tres hijos solteros trabajan y le ayudan económicamente, su esposo labora en la agricultura, la casa en la que viven es propia.
Doña María Aurora toda su vida se ha dedicado a la agricultura lo que es para el consumo de su casa, también cría cerdos, cuyes, pollos y ganado del cual vende la leche.
El dinero de su crédito va a invertir para la compra de abono para sus potreros y en alimento para sus animales. Su meta es tener más animalitos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid