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Mosoq Allpa Group
In this Group: Ana , Kelly , Gina , Margarita Maria , Saida Danitza, Paola Carla , Guadalupe , Cristhian Alfonso*
* not pictured

Update on Mosoq Allpa Group

These women belong to the "Mosoq Allpa" communal bank. This group is located in the district of Cusco, which belongs to the province of Cusco and the department of Cusco.

Gina is married, is 34 years old, and has one son. She alternates her daily activities with selling beauty products like cream, perfume, cologne, etc. She has been working in this business for a good amount of time. It is going well, thanks to the effort that she puts forth every day for her business. She sells her products to customers like friends, clients, family members, and other people. She would like to continue working so that she can continue to support her family. She requests this loan to purchase women's perfume and cologne.

The other members of the group make a living by selling products from catalogs, running small grocery stores, selling cosmetics, making and selling snacks, and working for private companies.

The member who appears in the bottom left of this photo requested permission to arrive late to the meeting due to work conflicts.

Gina thanks everyone who is a part of this dream in this way, and promises to make her payments at the scheduled time.
View original language description ↓
Los socios pertenecen al banco comunal “MOSOQ ALLPA”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia Cusco y departamento de Cusco.

La socia es la Sra. Gina ella es conviviente , tiene 34 años y tiene 1 hijo; La socia altera sus actividades diarias dedicándose al negocio de venta de productos de belleza como cremas,perfumes,colonias entre otros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio, la socia vende sus productos a sus clientes que le solicitan como amistades,clientes,familiares entre otros, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para comprar perfumes y colonias para damas.

Los otros socios se dedican a la venta de productos por catalogo, tienda de abarrotes, venta de cosméticos, elaboración y venta de refrigerios, trabajadores de empresas privadas.

La socia que sale adjunta a la foto pidió permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the communal bank "MOSOQ ALLPA" which is located in the district, province and department of Cusco. One of the members is Kelly, who is 43, married and has three children. She alternates her daily activities with her cosmetic business, selling perfumes, colognes, cream... More from Mosoq Allpa Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 170
    View loans »
    Peru Loans Fundraising
  • $60,193,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mosoq Allpa Group's $4,100 loan helped a member to purchase women's perfume and cologne.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Dec 20, 2013
Currency Exchange Loss:
Apr 16, 2014