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Juan Carlos
Juan lives in the city of Chincha and works as a teacher at an education center there. With six years teaching experience, he believes things are going well professionally because he has lots of patience in the classroom with his students.

With the support from this loan, Juan plans to purchase construction materials to reinforce the walls of his home, as well as put in a cement floor and make other improvements to his living space. He is grateful for this opportunity to improve his quality of life and continue working towards his dream of having his own business.
View original language description ↓
Juan vive en la ciudad de Chincha y trabaja como docente en un centro educativo de su ciudad, lleva laborando desde hace 6 años y el cree que le va bien en su trabajo porque tiene mucha paciencia para enseñar.

Juan gracias al apoyo de los prestamistas kiva podrá comprar materiales de construcción para poder mejorar las paredes de la vivienda donde habita, asimismo colocara un piso de cemento, entre otros, lo cual le permitirá mejorar su calidad de vida y seguir luchando para poder hacer realidad su gran sueño:” Tener su negocio propio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Juan Carlos to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Dec 20, 2013
Currency Exchange Loss:
Nov 20, 2014