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G.s La Union Hace La Fuerza Group
In this Group: Sixta Iremia, Josefa Del Carmen, Arnulfo Jose, Genoveva Del Socorro
The communal bank "La Unión hace la Fuerza" (Unity Makes Strength) is made up of four members- three women and one man. They are natives of the northern area of the country; this region is known for its production of dairy products like cheese, curd, and milk. They are characterized as being responsible and hardworking with a desire to get ahead. Unfortunately, due to a lack of economic resources, this member was not able to study for a career and was obligated to work from an early age.

Thanks to her efforts and her desire to get ahead, Sixta is the coordinator. As her economic activity, she has a small grocery store in her home. This is a little store that sells grocery products in small quantities like rice, beans, sugar, milk, bread, detergent, beans, oil, juice, sodas, and matches.

She works at her business 12 hours a day offering her products. The objective of the loan is to invest in working capital and stock her business with the purchase of food products, so that in the not-so-distant future, she can get better earnings.

La Unión hace la Fuerza is grateful for the help that the Kiva lenders are offering to people with few resources and to poor countries like Nicaragua so that they can have an honorable form of work.
View original language description ↓
G.S. LA unión hace la Fuerza está conformado por cuatro integrantes tres mujeres y un varón. Son originarios de la zona norte del país, esta zona se caracteriza por ser productores de lácteos como queso, cuajada, leche. Se caracterizan por ser responsables, trabajador, ganas de salir adelante. Lamentablemente por falta de recursos económico no pudo cursar una carrera y se vio obligada a trabajar desde temprana edad.
Gracia a su esfuerzo y sus ganas de salir adelante la coordinadora es Sixta y tiene por actividad económica una pequeña pulpería en su casa de habitación. Es una pequeña tienda que vende productos comestibles en cantidades pequeñas como arroz, frijoles, azúcar, leche, pan, detérgete, frijoles, aceite, jugos, gaseosas, fósforos. Ella dedica a su negocio unas 12 horas diarias ofreciendo sus productos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles para que en un futuro no muy lejano pueda obtener mejores ingresos. G.S. La Unión hace la Fuerza agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s La Union Hace La Fuerza Group's $1,300 loan helped a member to invest in working capital and stock their business through buying and selling grocery products like rice, beans, sugar, milk, bread, detergent, oil, juice, sodas, and matches.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 19, 2013
Currency Exchange Loss:
Oct 17, 2014