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Apu Marhuay Group
In this Group: Luz Marina, Modesto, Delfina, Roxana, Jorge
These are the members in the community bank "APU MARHUAY." This group is located in the district of Coya, belonging to the province of Urubamba in the Cusco department.

The featured partner is Luz Marina. She is married and is 41-years-old. She has 4 children. She has a business of breeding and selling animals. She breeds guinea pigs, making them grow and fatten to be sold in different markets. Through this business, Luz Marina supports her children.

Her dream is to have a place where should can sell her guinea pigs. She is requesting a loan to buy food for the guinea pigs and to purchase more guinea pigs.

The other partners in this group are in the business of selling animals, have a construction business, run a grocery store, and sell chicha.

Luz Marina is grateful for those who are part of this dream and agrees to comply with the payments of her loan by their deadlines.
View original language description ↓
Los socios pertenecen al banco comunal “APU MARHUAY”; Este banco se ubicada en el distrito de Coya, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Luz Marina ella es casada y tiene 41 años y tiene 4 hijos La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes. La socia solicita el crédito para comprar cuyes y alimentos para los cuyes.

Los otros socios se dedican al negocio de venta de animales, negocio de construccion, negocio de tienda de abarrotes y negocio de venta de chicha.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 132
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Apu Marhuay Group's $925 loan helped a member to purchase guinea pigs and their feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 19, 2013
Currency Exchange Loss:
Apr 16, 2014