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Update on Luzmila

Luzmila is a native of Paucartambo. She is 60 years old, is a widow and has six children. She still lives in the city of Paucartambo where she sells dried grains like broad beans, wheat, barley, corn, etc.

Therefore she wants a loan to buy dried grains like corn, wheat, etc. She belongs to the “San Martincito” communal bank of the Asociación Arariwa in Paucartambo. Luzmila thanks the lenders for the support offered and wishes to continue participating in this project.
View original language description ↓
Luzmila agradece los inversionistas por el apoyo brindado y desea continuar participando de este proyecto, ella sigue radicando en la ciudad de Paucartambo y donde continua vendiendo granos secos como por ejemplo habas, trigo, cebada, maíz y otras cosas más por lo tanto ella en esta oportunidad requiere el préstamo para comprar granos secos como maíz, trigo y otras cosas.

Ella nació en la ciudad de Paucartambo y tiene 60 años de edad, ella es viuda pero tiene seis hijos y pertenece al banco Comunal “San Martincito” de la Asociación Arariwa de la ciudad de Paucartambo.

Previous Loan Details

Luzmila was born in Paucartambo city and lives there with her family. She is 60 years old, a widow, but has six children. She is a hard-working and enterprising woman who supports her family with her work. She sells dried basic grains such as beans, wheat, barley, corn and others. She needs a loa... More from Luzmila's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,997,650
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luzmila to buy dried grains such as corn and wheat.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 19, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Luzmila. It was first posted on Kiva on Aug, 2013. Learn More