Amigos De Planes Group
Update on Amigos De Planes GroupMaría Santos, 40 years old, is married, has 2 children and lives with them and her husband in a village that belongs to the municipality of Intibucá. She has always worked in agriculture. She has been doing her own crops along with her husband for many years, since the area where they live is agricultural and apt for these crops. She grows potatoes, corn, beans and cabbage. She sells this produce in the local market. She has applied for various loans to keep her crops well maintained.
On this occasion, she is applying for another loan for 8,500 Lempiras to buy seeds, fertilizer, insecticide, and herbicide for good assistance for her crops and to have better harvests. Her goal is to increase the income for her family.
She belongs to the Amigos de Planes lending group, which is made up of 6 members. In the photo they are identified as follows: to the left in the back row: María Santiago, María Santos, and Justino, who is a new member of the group. In the front line to the left is Juan, followed by Justino and Nicomedes to the right. They all make their living in potato farming in the area and live in the same community.
The group loan adds up to 41,000 Lempiras, which they will use to buy seeds, fertilizer, insecticide, herbicide and others for good assistance for their crops.
Ella siempre ha trabajado en la agricultura tiene muchos años de realizar sus propios cultivos junto a su esposo, ya que el lugar donde viven es zona agrícola y apta para estos cultivos. Cultiva papa, maíz, frijoles y repollo. Esta producción la vende en el mercado local. Ha solicitado varios prestamos para mantener bien sus cultivos, actualmente solicita otro ciclo el cual es por 8,500 Lempiras para comprar la semilla de papa, abonos, insecticidas, herbicidas para darle asistencia a sus cultivos y para sacar mejores cosechas. Su meta es incrementar los ingresos para su familia.
Ella pertenece al grupo solidario llamado Amigos de planes, que está formado por 6 integrantes. En la foto se identifican de la siguiente manera: a la izquierda en la fila de atrás esta María Santiago, Maria santos y Justino que es integrante nuevo del grupo; en la fila de enfrente a la izquierda esta don Juan, seguido por Justino y Nicomedes a la derecha, Todos se dedican a la agricultura de papa en la zona y viven en la misma comunidad. El préstamo grupal suma Lps.41,000.que los utilizaran para comprar semillas, abonos, insecticidas, herbicidas y otros para asistencia a sus cultivos.
Previous Loan DetailsMaría Santos, age 39, is married and has two children. She lives with them and her husband in a village in the Intibucá municipality. She has always worked in agriculture. Together with her husband she has had her own crops for over 15 years. The place where they live is an agricultural zon... More from Amigos De Planes Group's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
89View loans »
Success!! The loan was 100% repaid