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Nadya is a young farmer from Qarakert village in the Armavir region. She lives with her husband, 8-year-old daughter, 6-year-old son, and her parents-in-law. Her husband and father-in-law are construction workers and the main breadwinners of the family.

To assist them in earning a living, Nadya is involved in agribusiness; she cultivates onions and watermelons. She sells the agricultural products in the local market. Her mother-in-law helps her with everyday activities related to her agribusiness.

Nadya’s agribusiness currently needs some investment for its continued and sustained development. Nadya needs a loan of 1,500 USD to purchase fertilizers and onion seeds and to pay for harvesting services. She and her family rely strongly on the goodwill of the lenders and appreciate the support for the loan amount necessary to sustain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $13,775,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nadya to purchase fertilizers and onion seeds and to pay for harvesting services.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Jan 17, 2014
Currency Exchange Loss:
Aug 17, 2014