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Dilafruz is a lovely woman, wife and mother. In high school, she was one of the best students. Dilafruz is clever and hardworking. She works as a charwoman in a music school.

Since she gets a small salary, she decided to establish her own business. Three months ago, Dilafruz started her business sewing women's clothing. She knows how to sew national women's dresses, since while still in her parents' home she learned how to sew women's clothing. Dilafruz began her business with an old machine, that she had a home. Now, she wants to buy a new sewing machine. She is requesting a loan of 5,000 somoni to buy a sewing machine.
View original language description ↓
Дилафруз прекрасная женщина, жена и мать. Она в средней школе была одной из лучших учеников. Дилафруз умная и трудолюбивая. Она работает уборщицей в музыкальной школе. Так как у нее маленькая и зарплата, она решила организовать свой бизнес. Дилафруз 3 месяца назад организовала свой бизнес шитьем женской одежды. Она умеет шить национальные женские платья, так как еще в родительском доме, она научилась шитью женских платьев. Дилафруз начала свой бизнес со старой машинкой, которая она имела дома. Теперь она хочет купить новую швейную машинку. Она запрашивает займ на сумму 5000 сомони для покупки швейной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Dilafruz to buy a sewing machine for developing a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 19, 2013
Currency Exchange Loss:
Mar 22, 2015