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Ghulam Rasool
Ghulam Rasool owns an electrical and hardware goods shop in the area of Lahore, Pakistan. He lives near his shop, which is situated in the market, but it is challenging for him to sell his products near his competitors. He wants to offer some sanitation goods as well, because there is a customer demand for the these sanitation goods. However, he cannot act upon his strategy without some capital. He tried to get a loan from banks and other organizations, but they refused to give him a loan. He requests a loan from Kiva’s field partner, BRAC Pakistan, so that he can buy santitaion goods to sell.

Ghulam Rasool is a married man and he has to look after his young children and aging parents, who he hardly spends time with due to his business.
Ghulam Rasool is now stress free after taking out a loan, because BRAC showed him a beam of hope in the darkness. He is very thankful to Kiva and their field partner, BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 107.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Ghulam Rasool to buy sanitation goods for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 19, 2013
Currency Exchange Loss:
Jan 17, 2015