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Emaran Desire

Update on Emaran Desire

Emaran, age 49, is married and the father of three children. He's been selling dried food (plantains, rice, beans, maize, peanuts) in one of the city's neighborhoods for the past eight years.

He's seeking this loan to bolster his stock of products, by buying 20 sacks of dried food products, in order to meet customer demand, strengthen his business and increase his sales and profits.

His profits will enable him to reinvest in his business and improve the standard of living of his family.
View original language description ↓
emaran est une homme de 49 ans, marié et père de 3 enfants. il vend des vivres secs (plantains, riz, haricot, maïs, arachide) dans un quartier de la ville depuis 8 ans. il sollicite le crédit pour renforcer son stock de marchandises en achetant 20 sacs de denrées alimentaires (vivre secs) afin de satisfaire sa clientèle, renforcer son activité et augmenter ses ventes/bénéfices. les bénéfices générés vont lui permettre de réinvestir dans son activité et améliorer le niveau de vie de sa famille.

Previous Loan Details

Emaran is 48 years old, married, and the father of three children. He has been selling dry goods at a market located in his city, for the past seven years. He sells plantains, pistachos, maize and macabo. He is a dynamic seller, and he is requesting this loan to boost his stock of merchandis... More from Emaran Desire's previous loan »

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 476.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Emaran Desire to buy eight bunches of bananas, five nets of pistachos, some maize, couscous, yams, njasang seeds and macabo.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 16, 2013
Currency Exchange Loss:
Apr 11, 2015