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Volodya is 60 years old, and he lives in Vanadzor in the Lori region. He has a daughter who is already married, and she lives with her family. So, Volodya lives with his wife in their small and cute flat. His wife works as a tailor worker, sewing fabric. Volodya works as a turner at the workshop. He has worked there for 40 years, and he is a very respected and beloved worker.

Recently, Volodya found out that he has serious health problems, and he must urgently pass a course of treatment. He asks for a loan of 260,000 Armenian drams in order to buy some medicine and begin his course of treatment.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 404.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Volodya to buy some medicine and begin his course of treatment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 19, 2013
Currency Exchange Loss:
Sep 19, 2014