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He is a resident of the small town of Kulob and a rural school teacher. His name is Kholahmad. He is 31 years old. Kholahmad is a married man. He has two sons. His wife is 27. She is a housewife. While Kholahmad is at work, his wife takes care of the home and children. Kholahmad's sons are 6 and 4 years old. They do not yet attend school.

Kholahmad has been a school teacher for twelve years. He likes his job, he gives a great deal of his attention to educating children. When he is not at school, Kholahmad works the earth. He farms. He is a hardworking man who has been growing vegetables for the past ten years.

Kholahmad decided to sow winter wheat. He does not have enough money to sow. Therefore, he decided to take out a loan to buy fertilizer, tractor fuel, and wheat. With these things, he can start sowing. And you can help him.
View original language description ↓
Он житель маленького городка Куляб и учитель сельской школы. Его зовут Холахмад. Ему 31 год. Холахмад женатый мужчина. Он воспитывает двоих сыновей. Его жене 27 лет. Она домохозяйка. Пока Холахмад на работе, его жена следит за порядком дома и за детьми. Сыновьям Холахмада 6 и 4 года. Они еще не ходят в школу.
Холахмад в течение 12 лет работает учителем в школе. Ему его работа нравится, он большое внимание уделяет воспитанию детей. В свободное от школы время Холахмад проводит на земле. Он занимается выращиванием сельскохозяйственных культур. Он трудолюбивый человек и около 10 лет выращивает овощей на земельном участке.
Холахмад решил на зиму посеять пшеницу. Чтобы купить необходимые средства для посева, у Холахмада не достаточно денег. И он решил взять кредит, чтобы купить минеральные удобрения, горючего для трактора и пшеницу. С такими запасами он начнет посев. И Вы можете ему помочь.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Kholahmad buy fuel, fertilizer, and wheat.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 19, 2013
Currency Exchange Loss:
Feb 17, 2015