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María Isabel
María Isabel, 34, was born in El Sauce and is the mother of two children. She has been working as a janitor at a local school for 10 years. Though her job pays little, she does it conscientiously. She starts cleaning the classrooms at 5 a.m. so that the rooms are clean a 7 a.m., when the students arrive. The work is tiring, but she thanks God for a decent job that allows her to provide for her children every day.

She has applied for a loan to buy medication and to pay for exams and ultrasounds for her youngest son, who has been sick recently. Her salary doesn't cover these emergency expenses. She hopes and trust in God that the Kiva lenders will provide this funding though Ceprodel, as she is one of many low-income Nicaraguans who need their help.
View original language description ↓
María Isabel es una joven de 34 años originaria del municipio, madre de dos hijos menores de edad.
Se desempeña como conserje en un colegio de la localidad donde tiene más de diez años de laborar.
Aunque gana muy poco con costo para los gastos del hogar ejerce su actividad con esmero donde desde las cinco de la mañana empieza a realizar la limpieza de las aulas de clase de un colegio para que a las siete de la mañana la hora que entran los alumnos los salones ya estén limpios.
Es un trabajo cansado pero agradece a Dios por tener este trabajo digno el que le permite llevar el pan de cada día a sus hijos.
Está solicitando un crédito para compra de medicamentos, realización de exámenes y ultrasonidos para su hijo menor que últimamente ha estado enfermo y con su salario no ajusta para estos gastos que son de emergencia.
Espera y confía en Dios que los inversionistas de Kiva apoyen su solicitud a través de Ceprodel donde necesita de esta mano ayuda porque ella es una de las tantas personas de escasos recursos de Nicaragua.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

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About Nicaragua

  • $3,636
    Average annual income
  • 108
    View loans »
    Nicaragua Loans Fundraising
  • $23,723,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped María Isabel to buy medication and pay for exams and ultrasounds.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 25, 2014