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Dania María
Dania María was born in El Sauce, where she has lived all her life. She married another resident of El Sauce, and they have three children, one of whom is in college and two are in junior high school. Dania has always been active. She makes her living as a merchant with her husband's help, as he gave her money to invest in a business that she loves, selling gold and silver jewelry and selling cosmetics, her main business. She gets up early to get her children ready for school and then walks to customers' houses to try to make sales. She has been running her business for 17 years, and it has allowed her to earn sufficient income and to help her husband improve their living conditions.

Dania now needs a loan to meet customer demand during the December holiday season. She want to buy cosmetics and cleaning supplies. She trusts in God that the Kiva lenders will provide the funding.
View original language description ↓
Doña Dania María es originaria del municipio de El Sauce donde ha vivido toda su vida, se casó con un Sauceño y procreó tres hijos de los cuales los tres están estudiando una en la universidad y dos en secundaria.
Doña Dania es una mujer muy activa que desde muy joven se gana la vida negociando como comerciante, con la ayuda de su esposo que le regaló un pequeño capital para invirtiera en lo que tanto le ha gustado hacer comercializar prendas de oro y plata y cosméticos el cual es su negocio principal.
Ella se levanta desde muy temprano a alistar a sus hijos para el colegio y luego sale de manera ambulante a pie a visitar a sus clientes para sus posibles ventas.
Tiene 17 años de dedicarse a este negocio el que le ha permitido superarse económicamente y ayudar a su esposo en mejorar las condiciones de la vivienda.
Doña Dania en este momento tiene la necesidad de un crédito, ya que tiene gran demanda de sus clientes por la temporada de Diciembre donde hay festividades por lo que quiere invertir en cosméticos y productos de limpieza.
Confía en Dios que los inversionistas de Kiva apoyen su solicitud.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

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About Nicaragua

  • $3,636
    Average annual income
  • 153
    View loans »
    Nicaragua Loans Fundraising
  • $24,072,325
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Dania María to buy cosmetics and cleaning supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014