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Yelena

Update on Yelena

Yelena is from Pavlograd. She is divorced and has a grown daughter. She trades at the local market bedding and various goods in season; currently, it's holiday decorations. Yelena has a trade spot which she purchased. Yelena has ten years of experience in this sphere of work.

Yelena plans to buy seasonal goods to sell, namely bath towels, sheepskin blankets, carpets, Christmas garlands, toys and masks for the holidays. For this, she needs a sum of 30,000 hryvnia. Yelena has a streamlined business, and she wants to continue to develop it and to grow as an entrepreneur.
View original language description ↓
Елена - из Павлограда. Она разведена, у нее есть взрослая дочь. Она торгует на местном рынке постельными принадлежностями и разными товарами по сезону, на данный момент это новогодние украшения. Торговая точка у Елены выкуплена, опыт работы в этой сфере у Елены 10 лет.
Елена планирует закупить товар к сезону под продажу, а именно банные полотенца, одеяла из овчины, пледы, елочные гирлянды, игрушки и маски к праздникам. Для этого ей необходима сумма в 30 000 гривен. Бизнес у Елены налаженный, она хочет продолжать развивать его и расти как частный предприниматель.

Previous Loan Details

Yelena is grateful for her previous Kiva loan. She successfully invested it and made an additional profit. This time, Yelena is requesting a loan to purchase summer bedding and also swimming suits, summers shoes and shorts. Yelena is an excellent mother. She helps her daughter, who recently g... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.3
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $3,650 helped Yelena to purchase bath towels, blankets, tinsel, toys, etc.
68% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2013
Listed
Dec 19, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014