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Dilma Floricelda
Dilma, 22, is a young single mother with a minor child. She is a homemaker and farmer who, thanks to her parents, learned the technique of growing potatoes, corn and beans because it is a vocation in her family. Dilma has a full primary education which she was able to finish thanks to the moral and financial support of her parents who are the only ones involved in different farming activities.

She inherited the cropland from her parents and it is about 50 meters from her house. She walks there with her parents, whom she thanks for their unconditional effort and support every year. Her customers include the different people at the local market and dealers who visit the area to buy her products, helping to expand her business.

Her goals, dreams and plans are to give her son an excellent academic education so he will have better opportunities than she had in society. Through the profits she earns she hopes to pay back the loan so she can continue working with the COMIXMUL cooperative and continue increasing her crop business.

The loan she is requesting is to buy farm supplies and quality potato seeds to plant.
View original language description ↓
Dilma es una joven de 22 años de edad la cual es madre soltera de un hijo quien es menor de edad, agricultora y ama de casa ya que desde temprana edad gracias a sus padres aprendió las técnicas para poder cultivar papa, maíz y frijol ya que en su familia es una vocación. Dilma tiene un grado de educación de primaria completa mismo que pudo terminar gracias al apoyo moral y financiero por sus padres quienes son los únicos involucrados en las diferentes actividades de campo. El terreno que ella trabaja es propio el cual lo adquirió por herencia de sus padres ubicado muy cerca de su casa de habitación aproximadamente 50 metros de distancia al cual se traslada caminando en compañía de sus padres a quienes ella agradece el esfuerzo y apoyo incondicional en todos estos años. Sus clientes son las diferentes personas del mercado local, intermediarios que llegan a la zona entre otros que ayudan al crecimiento de su negocio por medio de la compra de su producto.
Sus metas, sueños y planes poder darle una excelente educación académica a su hijo para que él tenga mejores oportunidades en su vida, y en la sociedad. Por medio de las ganancias que espera obtener salir de su compromiso para seguir optando por los diferentes beneficios de la cooperativa COMIXMUL y seguir ampliando sus cultivos.
Por los que hoy en día ella ha solicitado financiamiento con el cual podrá comprar insumos agrícolas y semilla de papa de primera calidad para cultivar y dar asistencia a la misma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 10
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dilma Floricelda to buy supplies and quality potato seeds to plant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 13, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2015