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The client lives with her life partner and two children in her own house. She makes her living selling clothes. She has had this business for 2 years, and it has given her a lot of experience that allows her to earn a better income.

The business is located on the main street where she lives. She has acquired a lot of customers, because people know that everything is of quality and at reasonable prices.

The client wants to make a new investment, but does not have enough capital to back her up. That is why she is applying for a loan that will allow her to buy blouses, skirts, t-shirts, pants, shorts and everything necessary for her business. She assures us that she will be able to repay the debt and also hopes that she will give her home financial security.
View original language description ↓
La clienta vive junto a su compañero de vida y sus dos hijos en casa propia, ella se dedica a la venta de ropa tiene 2 años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el negocio está ubicado la calle principal de donde ella reside, se ha hecho de mucha clientela pues las personas saben que todo es de calidad, a precios accesibles. La clienta quiere realizar una nueva inversión, pero no posee de suficiente capital que la respalde por eso solicita un crédito que le permita comprar blusas, faldas, camisetas, pantalones, shorts y todo los necesario para su negocio, asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy blouses, skirts, t-shirts, pants, shorts, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 16, 2013
Currency Exchange Loss:
May 18, 2014