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Urim is a 47-year-old married father of three children. Urim, whose name in English means “Blessing”, has been in the agriculture business for almost ten years. Planting and harvesting onions has been a seasonal activity for him. In addition, he has apple and cherry orchards. He sells these fruits to villagers, who then sell them from their booths to travelers along the national road that crosses their village. Urim is also a talented man who practices the craft of stone carving and sells such items to locals.

This will be his first time requesting a loan and he wants to buy a milk cow.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,743,525
    Funds lent in using Kiva
  • 102.1
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,450 helped Urim to buy a milk cow.
46% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 17, 2013
Currency Exchange Loss: