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Zura is 61 years old, widowed, and raised her son on her own. Zura has a high school education. As a main source of income for her family, Zura raises livestock, having started 29 years ago with the purchase of cattle for 5,000 som KGS. Thanks to her hard work, Zura today has on her homestead: two dairy cows, three horses, and two steers, and also has a plot of land measuring 1.20 hectares, on which she grows potatoes, barley and wheat.

Zura lives with her son, who helps her around the farm. Zura milks the cows, and her son delivers milk on a daily basis to distributors for cash. Monthly income consists of 12,000 som (KGS). With the aim of further developing her farm, Zura turned to the microfinance bank Bai-Tushum and Partners for a loan - to purchase steers for fattening with the subsequent sale at the market at a premium.

Zura plans to invest income from the loan in further propagating the quantity of domestic animals, and intends to save money to purchase an apartment for her son.
View original language description ↓
Зура 61 год, вдова, одна воспитала сына. У Зуры - среднее образование, в качестве основного дохода для своей семьи Зура занимается животноводством, стартовав 29 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Зуры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 3 лошади, 2 бычка, а также имеет земельный надел размером 1,20 ГА, на которой выращивает картофель, ячмень и пшеницу. Зура живет вместе с сыном, который помогает ей по хозяйству. Зура доит коров, а сын сдает молоко на ежедневной основе реализаторам за наличный расчет. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Зура обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом- на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Зура планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на покупку квартиры для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 153
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,169,775
    Funds lent in using Kiva
  • 49.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,250 helped Zura to buy steers.
24% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 18, 2013
Currency Exchange Loss: