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Irodai is a fun-loving, cheerful girl from Vahdat. She is married. She is 23. Irodai is a talented craftswoman. She knows how to sew traditional dresses. She likes to spend time with her sewing machine. She likes to sew and create dresses with their own hands. Irodai is an intelligent girl who decided to use her talent in business. She will combine business with pleasure. Irodai wants sew traditional dresses. To begin, Irodai wants to buy a sewing machine, but since she has little money, she decided to take out a loan. With the loan, she will buy a modern computerized sewing and get to work. She hopes that she will quickly find clients and start earning money.
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Иродаи весела и жизнерадостная девушка из Вахдата. Она замужем. Ей 23 года. Иродаи умелица и мастерица. Она умеет шить национальные женские платья. Ей любит проводить время рядом со швейной машинкой. Она нравится шить и создавать платья своими руками. Иродаи умная девушка и решила использовать свой талант на деле. Она совместит приятное с полезным. Иродаи хочет предоставлять услуги на шитье национальных женских платьев. Для начала Иродаи хочет купить швейную машинку, но из-за того что у нее мало средств она решила взять кредит. На сумму кредита она купит современную компьютерную машину и приступ к работе. Она надеется, что она быстро найдет клиентов и начнет зарабатывать.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,950 helped Irodai buy a computerized sewing machine.
74% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 17, 2013
Currency Exchange Loss: