Kelvin is a 33-year-old, married man. He has one child. He describes himself as being social. He operates a transport business where he transports customers, using his motorcycle.
He has been involved in this business for one year. His business is located in a busy area and his primary customers are local residents. He describes his biggest business challenge to be expensive fuel.
Kelvin will use the KES 50,000 loan to buy another motorcycle. His business goal is to buy a car for business, within five years. He hopes that, in the future, he will improve his living standards.
This is his first loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM). He will use the anticipated profits to repay the loan and to pay school fees for his child. Previously, he was doing farming to earn a living.