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Tofig is a taxi driver. He has been married for 29 years and has six children. His elder son and elder daughter are married. One of his daughters studies at medical college, and the little daughter goes to school. His two sons go to school also. Tofig and his family are IDP (Internally Displaced Persons) from Fuzuli city; for 21 years, they have lived in the Abseron region. To support his large family is so difficult.

Today, Tofig wants to increase his business, and he wants to buy winter wheels for his car. For this reason, he has applied to Komak company for a loan in amount of 900 AZN (Azerbaijan New Manat). Tofig is thankful to the Kiva organization and lenders for the help. In the future, he wants to engage his children and have a grandchild.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Tofig to buy winter wheels.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 17, 2013
Currency Exchange Loss:
Dec 17, 2014