Wiliter is a 32-year-old married woman. She has four children, ages ranging from four years to 16 years. She describes herself to be hopeful and trustful. She operates a farm where she grows tea to sell. She has been involved in this business for five years. Her farm is located in a rural area, and her primary customers are small scale. She describes her biggest business challenge to be fluctuations of tea prices.
She will use the KES 20,000 loan to buy more tea leaves for resale. Her business goal is to excel within five years. She hopes that in the future, she will have a bright future. This is her second loan with SMEP DTM. Previous loan of KES 20,000 was repaid successfully.