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John Leonard
John Leonard is 19 years old and is the first of two children in the family. His mother Ana Marie supports the family through her food vending business in the Philippines.

John Leonard is studying Bachelor of Science in Marine Transportation and is currently in the third year of this three-year course.

He is borrowing PHP 16,500 to pay tuition fees for the second semester of the school year 2013-14.

When he graduates, John Leonard plans to be gainfully employed so he can help improve the quality of life of his family

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

This loan is part of NWTF’s higher education program, designed to serve students who otherwise would not be able to attend college. Under the program, children of existing NWTF microfinance clients are able to take a loan to support their college education or technical/vocational training. Following graduation, the student may have better opportunities that ultimately benefit the entire family.  NWTF has designed this loan product to have a lower interest rate than typical microfinance loans.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1308
    View loans »
    Philippines Loans Fundraising
  • $57,951,825
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped John Leonard to to pay for tuition fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2013
Listed
Dec 16, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014