Check out some available loans that are similar to this one!
The hardworking, rural woman Zebinisso lives in the area of Qubadiyon. She is 51 years old. She is engaged in agriculture and grows crops on a 0.15-hectare plot of land. Zebinisso intends to open a business in fattening and selling cattle and to combine this with her farming activities. She plans to raise young steers over the course of 30-35 days and then to sell them at a premium at the same livestock market where she will buy them.

To reach her planned goals, Zebinisso is requesting a loan, as her own savings are not enough. She wants to buy four heads of young steer.

Of course, her family will help her in the new business. She has created all the conditions for running this kind of business. It remains only to purchase cattle and Zebinisso hopefully awaits the support.
View original language description ↓
Трудолюбивая сельская женщина Зебиниссо живет в районе Кубадиён. Ей 51 год. Она занимается земледелием и выращивает сельскохозяйственные культуры на 0,15 га участке земли. Зебиниссо намеревается открыть бизнес по откорму и продаже скота и совмещать его с земледельческой деятельностью. Она планирует выращивает молодых бычков в течение 30-35 дней и затем продавать их по прибыльной цене на том же скотном рынке, откуда она будет покупать. Для реализации задуманного целя Зебиниссо просит кредит, так как собственного сбережения не хватает. Она хочет купить четыре голов молодых бычков. Конечно в этом новом бизнесе ей будет помогать семья. Для ведения данного бизнеса у нее созданы все условия. Осталось только закупить скот и Зебиниссо с надеждой ждет поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,381,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,525 helped Zebinisso to buy four young steers for starting a business by fattening and selling cattle.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 17, 2013
Currency Exchange Loss:
Feb 15, 2014