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Esquilancito Group
In this Group: Lesly Patricia, Elizabeth, Filomena, Danitza, Melanio, Eva, Yovana, Beatriz
Esquilancito Communal Bank is made up of eight members, seven women and one man who work in a variety of jobs.

The president of the bank is Yovana, 31. She has three children and makes a living selling perfume via catalogue. She sells her products on foot, visiting different offices and street fairs in the city of Cochabamba.

This is Yovana's first loan sequence with the institution. She's going to use it to buy merchandise wholesale, such as perfume, for the end-of-the-year season.

Yovana's going to use her profits to continue buying a variety of products because this is the season for good sales and she generates good income. She's happy about and grateful for the opportunity offered through this loan.
View original language description ↓
El Banco de Emprendimiento ESQUILANCITO está compuesto por ocho integrantes de los cuales siete son mujeres y un varón, que se dedican a distintas actividades, la presidenta del banco es la señora Yovana tiene 31 años tiene 3 hijos, ella se dedica a vender variedad de cosméticos, perfumes por catalogo ella vende sus productos de manera ambulante visitando distintas oficinas y ferias de la ciudad de Cochabamba este préstamo es su primera secuencia dentro de la institución, la señora Yovana va a usar este préstamo para la compra de mercadería para estas épocas de fin de año como perfumes por mayor, la señora Yovana va a utilizar los beneficios para seguir comprando variedad de productos ya que esta época es donde tiene buena venta y de esta manera genera buenos ingresos, se siente feliz y agradecida por esta oportunidad que le brindan en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esquilancito Group's $3,150 loan helped a member to buy perfume wholesale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 15, 2013
Currency Exchange Loss:
Sep 22, 2014