Update on Nancy NarcisaNancy is 49 years old, single, and does not have children. She lives in the canton of Ventanas in the province of Los Ríos.
She is a member of the rural solidarity group “Asociación 10 de Septiembre” [“September 10 Association”], which is located in Lechugalito, a “recinto” [a small rural settlement] in the canton of Ventanas, province of Los Ríos.
Nancy works in agriculture, growing corn and raising chicks, chickens, ducks and turkeys to meet her family’s household expenses. She excels the most at her corn crop. She sells her products in San Carlos.
Nancy is requesting this loan to buy herbicides, fertilizers and manure for her corn crop and to buy balanced feed for her animals. Her goal is to make money for her family. One challenge she faces is a lack of money for travel.
El socio es miembro de la ventanilla rural Aso. 10 de Septiembre que esta ubicado en Lechugalito es un recinto que pertenece al Cantón Ventanas Provincia de los Ríos.
Nancy trabaja en la agricultura a la siembra de maiz y a la crianza de pollos patos y pavos para incrementar la economía de la familia. El cultivo que más sobresale es la siembra de maíz, además se dedica a la crianza de gallinas, los productos vende en San Carlos.
El socio solicita el crédito para la agricultura la compra de hericidas, fertilizantes, abonos y balanceado para los animales. Su meta es tener una buena actividad económica para la familia.
Los desafíos que enfrenta la falta de dinero para salir de viaje.
Previous Loan DetailsNancy is 49 years old. She is single and does not have any children. She lives in Ventanas in the province of Los Rios. The borrower is a member of the Aso. 10 de Septiembre communal bank, which is located in Lechugalito in the canton of Ventanas in the province of Los Rios. There are 21 membe... More from Nancy Narcisa's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid