Update on Ana JuliaAna is originally from the city of Managua. She works as a vendor selling used clothing, which has allowed her to move forward and keep her business stable. She is grateful to Kiva and Micrédito because she was able to buy wholesale merchandise to increase her customer base. She is requesting a new loan to buy packs of new and used clothing wholesale so she can offer a wider variety of merchandise. She believes the loan will be a great help since she will be able to stock her merchandise and increase her sales.
Previous Loan DetailsAna is 44 years old and she is a merchant. She is married and the mother of 2 children. She lives in the city of Managua and she sells used clothing, an activity that she has been doing for 10 years. She began working as a merchant by selling cookies to students. Years later, she decided to sell… More from Ana Julia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid