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Ana Julia

Update on Ana Julia

Ana is originally from the city of Managua. She works as a vendor selling used clothing, which has allowed her to move forward and keep her business stable. She is grateful to Kiva and Micrédito because she was able to buy wholesale merchandise to increase her customer base. She is requesting a new loan to buy packs of new and used clothing wholesale so she can offer a wider variety of merchandise. She believes the loan will be a great help since she will be able to stock her merchandise and increase her sales.
View original language description ↓
Doña Ana es originaria de la ciudad de Managua. Es de oficio comerciante, se dedica a la venta de ropa usada, el cual le ha permitido seguir adelante y mantener un negocio estable. Esta agradecida con Kiva y Micrédito ya que logro comprar mercadería al por mayor e incrementar la clientela. Solicita un nuevo crédito para comprar pacas de ropas usadas y nuevas al por mayor, con el fin de ofertar una gran variedad de mercadería. Estima que el crédito será de mucha ayuda ya que podrá surtir su mercadería e incrementar sus ventas.

Previous Loan Details

Ana is 44 years old and she is a merchant. She is married and the mother of 2 children. She lives in the city of Managua and she sells used clothing, an activity that she has been doing for 10 years. She began working as a merchant by selling cookies to students. Years later, she decided to sel... More from Ana Julia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Julia to buy packs of new and used clothing wholesale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Dec 15, 2013
Currency Exchange Loss:
Oct 17, 2014