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Jose Fernando
José is 42 years old but has the charisma of a young 20-year-old. Every day he gets up very early to work at his small carpentry business. José has had the business for three years and, with it, he can earn an income to cover household costs, which he needs particularly as he is a father to two children.

José is grateful to Kiva lenders as, thanks to the help they have provided, José will be able to buy materials in order to make improvements to his home and, therefore, to improve his family's quality of life. José will then keep fight to make his dream, of expanding his business, a reality.
View original language description ↓
Jose tiene 42 años de edad, pero tiene el carisma de un joven de 20; cada día se levanta muy temprano para poder trabajar en su pequeño negocio de carpintería el cual ya tiene 3 años de funcionamiento y con el cual puede tener ingresos para poder solventar los gastos de su familia sobre todo porque es padre de 2 hijos.

Jose está agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para realizar mejoras en su vivienda y de esta manera poder mejorar la calidad de vida de su familia, así el seguirá luchando para poder hacer realidad su gran sueño:” Hacer crecer su negocio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Jose Fernando to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 15, 2013
Currency Exchange Loss:
Dec 17, 2014