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Virgen De Copacabana Group
In this Group: Hilaria, Maria Luisa, Felicitas, Lourdes, Yuli Ysabel, Olga Hortencia, Margarita, Yeni Lilian, Clementina, Nelida Erika, Faustina*, Jorge*, Sonia Zunilda
* not pictured

Update on Virgen De Copacabana Group

Yeni is 42, separated from her husband, and the mother of a school-aged boy. She is currently one of 13 entrepreneurial and trustworthy women who make up of the “Virgen De Copacabana” ["Virgin of Copacabana"] Group.

Yeni started a business selling vegetables in a market to earn income for home improvements and to meet household expenses. She applied for a loan to purchase vegetables such as potatoes, onions, lemons, and tomatoes. Yeni's primary ambition is to continue building her business. The “Virgen De Copacabana” Group would like to thank the people who made this loan possible. Yeni is the first person seated at right in this photo and is wearing a red shirt.
View original language description ↓
Yeni de 42 años de edad es separada con 01 hijo en etapa escolar, actualmente pertenece al grupo “Virgen De Copacabana” conformada por 13 socios responsables y emprendedores. Yeni se dedica a la venta de verduras, la cual lo realiza en un mercado. Con el fin de mejorar su vivienda y ayudar con los gastos del hogar Yeni inició su negocio. Solicitó el crédito para la compra de verduras como papa, cebollas, limones y tomates. Su mayor deseo es de seguir implementando su negocio. El grupo “Virgen De Copacabana” agradece a las personas que hicieron posible éste crédito. Yeni se encuentra sentada, es la primera del lado derecho, y viste polo rojo.

Previous Loan Details

Hilaria, 45, lives on block E in Huaycán. She’s married and has a son. She has been collaborating with Edaprospo for 8 years and for the last four months has been President of the “Virgen D. Copacabana” communal bank which has 15 members also devoted to that Virgin, thus the group name. Hila... More from Virgen De Copacabana Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Copacabana Group's $6,750 loan helped a member to purchase vegetables such as potatoes, onions, lemons, and tomatoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 15, 2013
Currency Exchange Loss:
May 17, 2014