Update on Zayron OlmedoZayron is 40 years old, he lives in a common-law marriage and has three children. She lives in the canton of Ventanas, the Los Ríos province, together with his family. He is a member of the rural solidarity group Aso. 10 de Septiembre which is located in Lechugalito it is an area which belongs to the Ventanas canton, the Los Ríos province.
Zayron works in agriculture and rears chicken to increase his family's finances. The crops that earn the most are corn, rice and cocoa, in addition, he also rears chicken and pigs at home. He sells the products at home and in the Mocache market and the San Carlos festival.
He is seeking the loan to buy fungicides, fertilizers, animal feed and vaccines to prevent his animals from falling ill. His aim is to improve his financial situation. In his spare time, he likes playing sport in the community sports fields.
El socio es miembro de la ventanilla rural Aso. 10 de Septiembre que esta ubicado en Lechugalito es un recinto que pertenece al Cantón Ventanas Provincia de los Ríos.
Zayron trabaja en la agricultura y crianza de gallinas para incrementar la economía de la familia. Los cultivos que más sobresalen son el maíz, arroz y cacao, además se dedica a la crianza de gallinas y cerdos en la casa los productos vende en la casa y lo que siembra vende en el mercado de Mocache y en la feria de San Carlos.
El socio solicita el crédito para comprar fungicidas, abonos, balanceado y vacunas para evitar enfermedades de los animales. Su meta es mejorar su situación económica.
En los tiempos libres le gusta hacer deporte en las canchas de la comunidad.
Previous Loan DetailsZayron, 40, lives in a common-law marriage and has three children. He lives in Ventanas Canton in Los Ríos Province. He's a member of the 10 de Septiembre communal bank, located in Lechugalito in Ventanas Canton, Los Ríos Province. There are 21 members in all. It's primarily a farming and ran... More from Zayron Olmedo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid